One or more photo(s) has been virtually staged. 1116 Canal St | 4 Bedrooms | 3 Bathrooms | 1,545 Sq Ft | Canal Front | No HOA Canal-front living with no HOA in this fully remodeled 4-bedroom, 3-bath, 2-car garage home located in a quiet Ruskin neighborhood. This property offers direct canal access, a private dock, and a separate in-law suite, making it ideal for multi-generational living, guests, or rental flexibility. Recent upgrades include a brand new roof, brand new air conditioning system, new water heater, new whole-home water filtration system, and fresh interior and exterior paint. The main living level features luxury vinyl flooring, vaulted ceilings, wainscoting, plant ledges, and French doors, all finished in modern coastal-inspired colors and design. The kitchen includes white cabinetry, granite countertops, pendant lighting over the island with breakfast bar, stainless steel appliances, French door refrigerator, tile backsplash, recessed lighting, and a window overlooking the canal. The primary suite offers dual closets and a well-appointed bath with a jetted garden tub, separate shower with decorative niche and glass doors, split custom cabinet vanities, framed mirrors, and shiplap accents that continue the coastal feel of the home. The downstairs in-law suite functions as a studio apartment and includes a ceiling fan, crown molding, kitchenette with stainless steel refrigerator and microwave, granite counters, recessed lighting, a full bath with shower, quartz vanity with framed mirror, and a private washer and dryer. Outdoor living is a standout feature with bay views from the front patio and a backyard designed for waterfront enjoyment. The yard is finished with crushed shell and includes a 10x10 gazebo, firepit, a 6-boat kayak rack, kayak/canoe launch, and a private dock on a quiet canal. The dock features solar-powered lighting, and the covered rear patios on two levels include ceiling fans and outdoor lighting. Paver walkways with glued gravel connect the outdoor spaces, and mature trees provide privacy. There is also an outdoor shower and abundant storage space under both the front and rear patio stairs. Additional practical features include major mechanical systems thoughtfully elevated above ground level for added peace of mind. Conveniently located off US Highway 41 with easy access to St. Petersburg, Bradenton, Sarasota, Tampa, major sporting and concert venues, and world-class Gulf beaches, this canal-front home offers a rare combination of location, updates, and waterfront lifestyle.