BRING ALL OFFERS!!! Seller offering up to $10,000 towards closing costs, pre-paids, or rate buy-down with acceptable offer. Where Comfort Meets Convenience! Featuring a split-bedroom layout with a private owner's suite and garden tub. The chef-inspired kitchen offers double ovens with an air fryer, newer appliances, upgraded backsplash, breakfast bar, and a walk-in pantry with custom shelving. Bonus: a hidden walk-in room for valuables or a private retreat. HIDDEN ROOM!!! Enjoy a spacious backyard, blooming floral gardens for curb appeal, and smart home features including a video doorbell, thermostat, alarm, and smart code entry. Tinted Windows! Located in Cross Creek, zoned for Clay County's top-rated schools and just minutes from Fleming Island shopping and NAS JAX. Community amenities: 2 pools, splash pad, fitness center, pavilion, playground, dog park, pickleball, volleyball & athletic fields. Luxury, lifestyle, and location—schedule your private tour.