VA Assumable Loan 4.875%!! No CDD fees, a spacious preserve lot, and over 2,500 square feet of functional living space. This home delivers the features buyers are searching for without the compromises. Built in 2023, this thoughtfully designed home offers room to spread out with 3 bedrooms, 2.5 bathrooms, a dedicated flex space, and a large upstairs loft that can easily adapt to your lifestyle. Whether you need a home office, playroom, gym, or second living area, you'll have the flexibility to make it your own. The open concept main living area is anchored by a spacious kitchen featuring granite countertops, a large island, tiled backsplash, stainless steel appliances, and abundant storage. Upstairs, the primary suite provides a private retreat with tray ceilings, a garden tub, separate glass enclosed shower, and dual vanities. Step outside and enjoy one of the home's standout features: a fully fenced backyard backing to a peaceful preserve. The screened patio, firepit area, and added privacy create the perfect setting for relaxing evenings, entertaining guests, or simply enjoying the outdoors. Additional upgrades include smart home technology, Ethernet connections throughout, security prewiring, LED lighting, irrigation, gutters, and a widened driveway. Conveniently located near I 295, I 10, First Coast Expressway, NAS Jacksonville, shopping, dining, and community amenities including a pool and clubhouse, this home offers the perfect balance of comfort, convenience, and value.