Rare waterfront opportunity in the heart of St. Nicholas! Situated on recently dredged deep-water in Miller's Creek just moments from the St. Johns, this beautifully updated home offers panoramic water views and the perfect blend of comfort, charm, and outdoor living. Enjoy peaceful mornings watching the sunrise from the Florida room or spend your afternoons entertaining beside the newly resurfaced in-ground pool with updated pavers! Inside, the home features gleaming wood floors, a gas fireplace, an updated kitchen, remodeled bathrooms, and a charming office or reading nook with scenic water views. The spacious layout includes three large bedrooms, with the lower-level suite offering incredible flexibility as a guest retreat, teen suite, in-law quarters, or game room. Recent improvements provide peace of mind, including a newer roof (2020), AC system (2023), and water heater (2023).