$15,000 SELLER CONCESSIONS AVAILABLE AT ASK PRICE. 1% LOAN AMOUNT LENDER CREDIT AVAILABLE. Welcome Home to 4018 Retford Dr--an inviting single-story pool home in Hidden Hills offering 4 bedrooms, 2 bathrooms, and 2,311 sq ft of comfortable living space. Step inside to vaulted ceilings and a welcoming foyer that opens into bright living areas built for everyday comfort and entertaining. The home features a cozy wood-burning fireplace and a wet bar, plus a separate dining area that's perfect for hosting dinners or holiday gatherings. The kitchen has great flow with an island and extensive modern updates. The split-bedroom layout provides privacy, and the primary suite is a true retreat with direct access and views to the screened patio/pool area--wake up to backyard light and step outside with ease. The primary bathroom features a large tile shower and plenty of space for a couple. Out back, enjoy Florida living at its best: a screened enclosure, in-ground pool, and a hot tub for relaxing evenings and weekend fun. A front porch and 2-car attached garage complete the package. Hidden Hills is known for its gated, wooded setting with a uniquely "tucked-away" feel, while still being close to everything--about 8 miles to the beaches/Mayport, ~10 miles to St. Johns Town Center, and ~12 miles to Downtown Jacksonville. Plus, golf lovers will appreciate having Hidden Hills Golf Club nearby, known for its rolling terrain and distinctive course design. LENDER INCENTIVE AVAILABLE: Eligible buyers who obtain financing from preferred lender may receive a lender credit equal to 1% of the loan amount, up to $7,500, to be applied to allowable closing costs, prepaid items, and/or interest-rate buydown. Use of the preferred lender is optional. Not a commitment to lend; terms subject to change by lender.