One or more photo(s) has been virtually staged. This charming St. Pete bungalow offers 2 bedrooms, 1 bathroom, plus a versatile flex space and a one car garage. The versatile space could be used as a den, office or converted into a 3rd bedroom. This bungalow was thoughtfully updated in 2021 including solid surface countertops, crisp white cabinetry, gorgeous tile backsplash, a farm sink. The kitchen includes stainless-steel appliances replaced in 2021 and the refrigerator was replaced in 2023. Ceramic tile flooring enhances the kitchen and flex space, while luxury vinyl plank flooring flows through the living room and bedrooms. The arched doorways and crown molding add endearing character to the space. For added peace of mind the HVAC and water heater were replaced in 2021, and the roof was replaced in 2017. The plumbing in the entire house was replaced in 2025 and comes with a lifetime warranty. The washing machine and dryer convey with the property. Enjoy outdoor living with a paver patio and walkway added in 2022 perfect for relaxing or entertaining. Additional highlights include a one-car garage and inviting curb appeal, located within minutes of downtown St. Petersburg and the beaches. This home qualifies for 100% financing with no PMI, no income restrictions and no down payment through our Preferred Lender. Please contact me for more details. This home has everything you need to become a first-time home buyer. Please call today for your private showing and more information about the special loan program.