Beautiful and spacious two-story home offering the perfect blend of comfort, functionality, and location! The large kitchen features an oversized island and breakfast area that opens to a peaceful backyard with a paved terrace accented by elegant shade curtains—ideal for entertaining or relaxing. A separate dining room connects to the kitchen through a large pantry with counterspace and a sink. The primary suite is conveniently located on the first floor and you'll find two additional bedrooms, a full bath, and a versatile loft perfect for an office, family room, or game area. NEW HVAC Units with UV light that kills germs (even COVID) and improves the general air smell. Enjoy resort-style living just 5 minutes from the beach, next to Mayo Clinic, and only 10 minutes from St. Johns Town Center. Crosswater@Pablo Bay offers exceptional amenities.