Assumable Loan 2.99%. Motivated Seller. Beautiful 4 bedroom, 4 bathroom home, perfectly situated on an expansive, fully fenced lot backing to a nature preserve. This impeccably maintained two-story home in the desirable Cross Creek community offers the perfect blend of comfort and privacy. Retreat to the tranquil screened-in porch overlooking the lush preserve where you can enjoy your morning coffee or wine in the evening. Upstairs, a spacious loft provides the perfect setting for a media room, playroom, or secondary living area. Enjoy exceptional amenities including pickleball, RV/boat storage, a dog park, fitness center, splash pad, and a playground. —just minutes from top-rated schools, shopping, and major highways. Don't miss this opportunity to own a luxurious preserve-view home in a prime Northeast Florida location. May be eligible for Florida Bond Assistance and free appraisal with preferred lender.