New Price $620,000 + $10,000 toward buyer closing costs and pre-paids (incl. interest-rate buydown) with a full-price offer. Providence-built (2019) two-story with a split-bedroom layout, 4BR/4BA + study + loft, and 3,044 sq ft—strong value at $203/sq ft with no CDD and already paid HOA dues through 2025. Step inside to an open, flexible plan: a dedicated study (downstairs) for work or hobbies and a large loft (upstairs) for media, play, or guests. The chef's kitchen features gas cooking, large island and a butler's pantry for extra prep and storage. Gather in the living room around the electric fireplace, then extend outdoors to the screened, paved lanai overlooking a serene, fenced backyard that backs to a preserve—ideal for privacy and everyday enjoyment. Thoughtful upgrades include a tankless water heater, water softener, 3-car garage with epoxy floors, a paved front porch, a backyard storage shed. Quick access to St. Augustine shops and beaches. Vacant and move-in ready