Incredible value in Historic Springfield! Priced at $474,900, this property offers space, charm, and built-in income potential. The main house features 3 bedrooms and 2.5 baths, plus a detached garage with a fully equipped 1-bedroom, 1-bath apartment above—perfect for rental income, guests, or a home office. Situated on an extra-deep lot, the home includes expansive double front porches, off-street parking, and a brand-new backyard deck ideal for entertaining. Rare opportunity to own a flexible property in one of Jacksonville's most walkable, historic neighborhoods. Special financing available—zero down payment, no PMI, and down payment assistance for qualified buyers. Whether you're looking to offset your mortgage or invest smart, this home delivers. Don't miss your chance to own a home with character, space, and serious financial upside.